This is an argument as old as amateur disc golf (which is about 10 years younger than "pro" disc golf for those of you who don't know how we got here.) After Kransco pulled the Wham-O brand out of Frisbee spots and the IFA disappeared, there was no more corporate money. We had this painfully small pool of money, most of which was generated by what we paid in. We then took this painfully small pool of money and complained endlessly about how it was distributed. The Pros should get more. No, the Am's should get more. The TD should be paid. No, the TD is a volunteer and all the money should be in the payout.
The wholesale/retail differential money for the Amateur prize pool got to be a big controversy at some point. Some people thought if you bought a disc wholesale for $5, it should count $5 against the Amateur prize pool. Others argued that the value of that disc was the $8 and it was up to the TD what happened to the other $3. I've long given Bruce Brakel credit for naming the latter practice the "AM Scam" and loudly denouncing the practice.
Here was my issue with Bruce Brakel math: the value of the event was based on a penny for penny accounting of every division getting every penny they paid in back in the payout. In that math, the value of the experience is $0. The value of playing in a well organized disc golf event on a well-maintained course should not be $0 IMO. But, it is when you follow all the pennies and demand that all the money in has to be in the payout.
My background is recreation programming, and when I got involved in disc golf I was shocked at how disc golf finances were structured. Way way way way WAY too much of the money was going into payouts. So much money was expected to go into the payout that there was no way to run an event and actually cover costs. The whole system was based on loading a huge burden of organization and course preparation on the backs of volunteers. You don't see that in other events. In Softball you would pay $350/team and nobody would expect that the payout for a 10-team league would equal $3,500. You maintain fields and pay for lights and pay for umpires, plus (gasp!) you have to make some money to stay in business. So the actual end of season payout to the teams was more like $300. Nobody complained about that, you had to pay a certain amount for us to provide the experience and you were paying for the experience.
IMO that's a big problem with disc golf. If you don't value the experience enough to pay for it, then we are on a road to nowhere.