New to forums

[UncleBrother2001]

I just wanted to say hello and that I'm new to this place.

I just figured out the Signature and Avatar part.the rest I probably won't worry with.

I've been playing since about 2005,at one time I owned way too many discs,I try to play at least 4 times a month,I'm a pretty decent player but I'm more of just the casual type.I've been told I should get more serious because I get told that I'm good enough to get somewhere,but I'd rather just have fun,not be serious.

I like long walks on the beach and...wait a minute. Didn't mean to post that.

Seriously though the only reason I joined was to post my bag.Found out about the place a few months back and I like the bag section as you get to see many variations of different discs. Kinda cool.

I'm more of a browser than a poster. So if I post it will be few and far between.But yeah this is my introduction and thanks for having me.

 

[Cadmanic]

Welcome, UncleBrother.

Where do you play?

 

[UncleBrother2001]

Welcome, UncleBrother.

Where do you play?

Thanks man.

Anywhere there is a basket :hfive:

 

[tbird888]

Welcome to the forums. What's your home course?

 

[bobmcnelly]

Where are you from?

 

[UncleBrother2001]

Welcome to the forums. What's your home course?

Well I mainly go to Renaissance Park and Hornet's Nest. So yeah those 2 are the main ones.

Where are you from?

NC

 

[WaterHole]

Welcome to the forums...

 

[Plastic Thunder]

Welcome, we all like to lurk.

 

[Nemmers]

Welcome aboard!

 

[Romans 5-8]

Welcome. NC, you live in what some people call the mecca of disc golf.....lucky.

 

[MrFixIt]

Welcome to the site!

 

[UncleBrother2001]

Thanks guys for the warm welcome. I really mean that.

 

[teemkey]

If you still have those discs from 2005, I suggest you put them on the marketplace, then use the profit to buy a quality backpack and several sets of new discs (that is, after you pay off your mortgage).

 

[UncleBrother2001]

If you still have those discs from 2005, I suggest you put them on the marketplace, then use the profit to buy a quality backpack and several sets of new discs (that is, after you pay off your mortgage).

I still have a lot of those discs around that timeframe. Mainly a lot of Innova stuff. I've met a lot of people who gave me some of those discs when I first started so those will stay with me,too many memories on those discs to just give them up.

Mortgage may take a bit. I still have double digit years in that department.I don't know whether to do a smiley or sad face on that one. ha

 

[Aim For The Chains]

pay off more than the principle each month.. its a hell of a savings account!

 

[UncleBrother2001]

pay off more than the principle each month.. its a hell of a savings account!

Shew, we try to do that as much as we can but it gets tough sometimes. Luckily taxes were good to us this year. :thmbup:

 

[Aim For The Chains]

even a extra $25 a month will save you $1000's in the long run at this point. If you have a FHA get to the point where you are not paying the extra PMI. Welcome to the forums!

If you take out a 30 year loan for $200,000.00 with a 5.000% interest rate, for example, your monthly payment (interest and principal only) will be $1,073.64. By the time the 30 year time period is complete, you will have paid $386,507.11 for your home.

If you pay just $50.00 more each month, you will pay only $365,730.74 toward your home. This is a savings of $20,776.37. In addition, you will get the loan paid off 2 Years 10 Months sooner than if you paid only your regular monthly payment.

 

[UncleBrother2001]

even a extra $25 a month will save you $1000's in the long run at this point. If you have a FHA get to the point where you are not paying the extra PMI. Welcome to the forums!

If you take out a 30 year loan for $200,000.00 with a 5.000% interest rate, for example, your monthly payment (interest and principal only) will be $1,073.64. By the time the 30 year time period is complete, you will have paid $386,507.11 for your home.

If you pay just $50.00 more each month, you will pay only $365,730.74 toward your home. This is a savings of $20,776.37. In addition, you will get the loan paid off 2 Years 10 Months sooner than if you paid only your regular monthly payment.

Sweet. Thanks for the warm welcome

 

[iacas]

even a extra $25 a month will save you $1000's in the long run at this point. If you have a FHA get to the point where you are not paying the extra PMI. Welcome to the forums!

If you take out a 30 year loan for $200,000.00 with a 5.000% interest rate, for example, your monthly payment (interest and principal only) will be $1,073.64. By the time the 30 year time period is complete, you will have paid $386,507.11 for your home.

If you pay just $50.00 more each month, you will pay only $365,730.74 toward your home. This is a savings of $20,776.37. In addition, you will get the loan paid off 2 Years 10 Months sooner than if you paid only your regular monthly payment.

My wife and I refinanced recently (2.75% I think), and rather than take out a payment each month, they take out two: half on the 15th, half on the 30th. Just doing THAT saves us five months on a ten-year mortgage… all because of the interest in those 15 days between the two half payments.