From what I've read, you've already made up your mind to play novice and are now looking for justification for doing so. You know how to play golf, your body won't always resond, but you know what to do which is more than most beginners/rec guys can say. Your body is hurt, but you're still going to make smart decisions, hit fairways, and make putts where able. You are an Int player or better based upon what I read. If you are looking to not throw your money away and get killed in Int, take the cash and buy yourself something nice instead.