PDGA Tour Insurance Policy
This insurance covers:
PDGA staff, event volunteers, and registered players. Spectators, vendors, or other parties not previously mentioned are not covered.
General Liability coverage maintained by the PDGA
can include [Note: not "includes"; "can include." IOW, medical and property damage might be riders (add-ons) that need to be added (at additional cost, of course) if you want them covered] medical costs for injuries and property damage sustained on tournament grounds during sanctioned play and activities that directly support sanctioned play. This can include [note again, "can include"] player meetings, award ceremonies, or other
activities required to properly run the competition [which might mean that side events like ring of fire, distance comp, ace pot throw offs,
etc., or a mass case of food poisoning from a provided lunch, aren't covered.]
The PDGA Accidental Insurance policy coverage at sanctioned events is secondary to insurance coverage that the participants, events, and/or property owners may already carry. That means it
could reimburse deductibles and co-pays and any expenses not covered by the participant's, event's, and/or property owner's primary policy.
Filing a Claim
Contact the PDGA at
[email protected] to begin the process.
Claimants will be asked to complete an insurance claim form that includes the following: details about the injury or property damage and how it occurred, cost of medical treatment or repairs, and
whether other insurance coverage was already in place that covers the reported incident. The insurance adjuster then reviews the claim and awards the appropriate payout.