With this type of water, in addition to a lost and found, you might want to stock up on mailing envelopes, and advertise that your entry fee includes 'disc insurance': you'll mail back every lost disc you find if folks will leave disc details and mailing info after the round. (Obviously you can't guarantee, but will try). Might even leave a 'go fund me' jar by the lost disc register for people to donate to the cost of this service.
This is a brilliant idea. I'd also advocate putting up a notice near the the beginning of the course encouraging players to return/turn in discs (especially ones with ink on them) rather than keeping them for themselves. No, you won't ever be able to stop everyone from disc diving and keeping whatever they find, but you may be able to foster an environment wherein this type of behavior is discouraged.
Also, you mentioned that your water is murky. Depending on the size of the ponds, I'd recommend introducing grass carp or something else that might keep the water a little clearer. If this is a pay to play course, you'll have some funds for maintenance, which on a course of this nature includes keeping the water clear-ish and helping people get their discs back. I've also heard of a course that had a stand up paddle board on the pond for people to use to retrieve their discs, which is something you could consider.
Funds from the entry fee could also be used for equipment to retrieve lost discs or to pay someone else to dive in there with scuba equipment and fish out discs. I know that there are some ball golf courses that pay divers to swim around and gather golf balls, which are later sold. You could return the ones with ink or description information and sell/donate/do something cool and useful with the rest. The bottom line is that if you're going to have a pay to play course near water, some of those funds should go towards making retrievability of discs as reasonable as possible.
Keep thinking creatively about this course! It sounds like a wonderful opportunity to build something special!
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