I mean, we actually agree.
I have a hole at one course that is about 500'. I can't get there, but I accurately get out to 270 or so in the fairway. Leaves about 230' to the pin. I would usually work a midrange to the basket. But this green is a sharp downhill slope, the close left is poison ivy (no interest in going there, but a putt is available). The green is hard pack dirt and is wide open in the sun, ensuring NOTHING with stick.
I could throw a midrange hyzer.....landing 40' short and hope for a nice slide, but short of the green is pretty sticky grass.
I used to throw a Blowfly Blunt at this pin. Nice and sticky midrange, I don't bag it anymore. Now I pull out an ESP Chally and throw a nice high, lofty straight putter at the pin. I gives me the best chance to land flat, minimize skip and slide. Do I run through that list every time I play the hole....naw. I play the course enough to know. But, in a tournament, I will walk through the best scenario for each throw and try to make smart decisions based on the information.
Seems like this is what I often do walking to my next shot. I frequently have a semi plan made by the time I get to my disc.